DelphiFAQ Home Search:
General :: Outside the Cube :: Finances
Experiences and advice on personal finance issues. From credit cards over credit scores to mortgages and real estate investing.


This list is sorted by recent document popularity (not total page views).
New documents will first appear at the bottom.
Recommended links on this topic:
Featured Article

How can I get out of that CashCall loan?


I have a loan with Cashcall over $10,000 and I pay them 99.75% interest. How can I get out of this trap?


A friend of mine had a cashcall loan at 59% and I was shocked when I found it out. I referred her to and she got the payoff amount ($4300) at 15.85%

Depending on your credit you will get maybe 20% (higher rate because higher amount = more risk)

My friend created her listing Friday evening, the auction lasted 7 days, got the money deposited into her account the following Monday (10 days from start to end including 2 weekends)

When you go to, I suggest to join a group called 'Payday Loan Terminators'

They can help you. I am not afiliated with them, only that I lend money to people on prosper. This is the link to them:

You can also join another group. In general, joining a group increases your chances to get funded at a lower rate.

You may want to list initially at a higher rate e.g. 25% and hope that it gets bid down.

Another good source are their forums:

Generated 8:00:52 on May 25, 2020