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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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2019-08-30, 23:04:53
Hariyanti Malta  
Detail saya
Nama: Hariyanti Malta
Email: hariyantimalta@gmail.com






Keluarga saya dan saya akan selalu berterima kasih kepada Credit Financial Group yang telah meminjamkan kami untuk memulai bisnis kami sendiri dan melunasi hutang keluarga kami, Keluarga saya telah menderita hutang jangka panjang selama bertahun-tahun yang kami cari yang akan membantu kami dengan pinjaman untuk melunasi hutang dan memulai bisnis tetapi tidak dapat menemukan apa-apa sebagai gantinya kami menderita lebih banyak kerugian dari beberapa pemberi pinjaman uang palsu, sebelumnya saya menemukan Credit Financial Group dan hari-hari saya dari kekhawatiran dan hutang berakhir, saya meminta pinjaman untuk 600 juta kemudian saya diminta untuk mengisi dalam beberapa dokumen dan pinjaman saya disetujui, dan dalam dua hari saya menerima berita dari bank bahwa saya telah menerima kredit sebesar 600 juta. keluarga saya dan saya telah hidup dalam kebebasan finansial sejak itu, semua berkat Credit Financial Group atas ketulusan dan kesetiaan mereka untuk membantu mereka dengan masalah keuangan di seluruh dunia. Semoga Tuhan terus menguatkan Anda. jika Anda menghadapi masalah keuangan atau Anda memiliki banyak hutang untuk dibayar, saya meminta Anda untuk menghubungi Credit Financial Group secara terperinci di bawah ini dan Anda akan sangat bahagia.

Perusahaan: CREDIT FINANCIAL GROUP
E-mail: (creditfinancialgroup01@gmail.com)
BBM INVITES: {DDA46523}
2019-08-30, 23:08:34
Hariyanti Malta  
Detail saya
Nama: Hariyanti Malta
Email: hariyantimalta@gmail.com






Keluarga saya dan saya akan selalu berterima kasih kepada Credit Financial Group yang telah meminjamkan kami untuk memulai bisnis kami sendiri dan melunasi hutang keluarga kami, Keluarga saya telah menderita hutang jangka panjang selama bertahun-tahun yang kami cari yang akan membantu kami dengan pinjaman untuk melunasi hutang dan memulai bisnis tetapi tidak dapat menemukan apa-apa sebagai gantinya kami menderita lebih banyak kerugian dari beberapa pemberi pinjaman uang palsu, sebelumnya saya menemukan Credit Financial Group dan hari-hari saya dari kekhawatiran dan hutang berakhir, saya meminta pinjaman untuk 600 juta kemudian saya diminta untuk mengisi dalam beberapa dokumen dan pinjaman saya disetujui, dan dalam dua hari saya menerima berita dari bank bahwa saya telah menerima kredit sebesar 600 juta. keluarga saya dan saya telah hidup dalam kebebasan finansial sejak itu, semua berkat Credit Financial Group atas ketulusan dan kesetiaan mereka untuk membantu mereka dengan masalah keuangan di seluruh dunia. Semoga Tuhan terus menguatkan Anda. jika Anda menghadapi masalah keuangan atau Anda memiliki banyak hutang untuk dibayar, saya meminta Anda untuk menghubungi Credit Financial Group secara terperinci di bawah ini dan Anda akan sangat bahagia.

Perusahaan: CREDIT FINANCIAL GROUP
E-mail: (creditfinancialgroup01@gmail.com)
BBM INVITES: {DDA46523}
2019-08-31, 12:26:02
anonymous from Switzerland  
I'm Robert Scott, working as Financial Consultant in UK.. Am in direct contact with an active and capable Provider of Bank Instruments(SBLC/FC BG & LC) we've close successful deals together since working over the years. Our SBLC/BG can be engaged in PPP Trading, Signature Projects, Petroleum, Oil & Gas, Business Funding, Aviation and MORE.. If interested, you can contact me through.

inquiry contact

Name:Robert Scott

E-mail: financegoldencrown342@gmail.com ...skype ID Robert Scott
for more details and our working procedure.

Am direct the provider, Brokers are welcome with their clients
2019-09-03, 08:29:54
anonymous from Portugal  
We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.

DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4 1%
6. Sale Price: 32 2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

Name:May Gary
Email:algecoglobalfinanceplc@gmail.com
Skype::algecoglobalfinanceplc



Keywords:
2019-09-04, 13:44:42
anonymous from United Arab Emirates  
We have project funder as well as financial Instruments such as (BG) Bank Guarantee/Standby Letter Of Credit(SBLC) on Lease and Sale at the best rates and with the most feasible procedures.

I am direct Mandate to a genuinely renowned Investment Finance Company with past performances,we offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

Our Bank Instruments offered can be put in all forms of trade and project financing.our bank instrument you can establish line of credit with your bank or secure loans for your projects in which our bank instrument will serve a collateral in your bank to fund your project,we work directly with issuing bank lease providers,this Instrument can be monetised on your behalf for 100% funding. Our leasing rates depends on the face value of the instrument needed,we can also monetise same BG/SBLC for 100% cash if you do not have a monetiser.

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved, if in need of our services, contact me for detail information.

With Regards,
Ms Sarah Bolton
Email: inquiry.financecontrol@gmail.com

LEASE/SALE FINANCIAL INSTRUMENT BG/SBLC
You are on page 212 of 213, other pages: 1 2 3 209 210 211 [212] 213

 

 

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